Find the right Edge for your business.

Cash Back.

Earn up to 3% cash back,1 plus a 25% annual bonus.2

Apply now for the Cash Rewards card
Learn more about the Cash Rewards card

Special Offers.

Earn $200 cash back after you spend $1,000 in eligible net purchases on a single card in the first 90 days.3

Introductory 0% APR4 on purchases for 9 billing cycles.

With Encore Relationship Rewards, you can earn up to an additional $2,880 annually - $1 cash back for every $2,000 in net monthly processing volume (up to $240/month).5

Travel Rewards.

Earn 2X FlexPoints on airfare, gas or office supplies.6, 7

Apply now for the Travel Rewards card
Learn more about the Travel Rewards card

Special Offers.

Receive 20,000 points after you spend $2,000 in eligible net purchases made within first 4 months of account opening.8

With Encore Relationship Rewards, you can earn up to an additional 240,000 points annually - 100 points for every $2,000, in net monthly processing volume (up to 20,000 points/month).5

Borrowing.

Enjoy a low
introductory rate.

Apply now for the Platinum card
Learn more about the Platinum card

Special Offer.

Introductory 0% APR9 on purchases and balance transfers for 12 billing cycles.

U.S. Bank offers small businesses a comprehensive line of products and services, such as cash flow management, payment processing, remote deposit and much more. To learn more, visit your local U.S. Bank branch to talk with a small business banker.

U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or MasterCard International Incorporated. Mastercard is a registered trademark of MasterCard International Incorporated.

"World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

©2017 U.S. Bank National Association

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.


1 The Cash Rewards earned is three percent (3%) of net purchases (purchases minus credits and returns) when you use your card for single gas purchases of $200 or less, cellular products and services and at office supply stores. All other eligible net purchases will earn one percent (1%) Cash Rewards. Merchant must submit the charge under the appropriate industry code as established by Mastercard and the merchant to qualify for rewards. Single transaction purchases of gasoline in excess of $200 will not be deemed to be a purchase of automobile gasoline and as such will earn a Reward of 1%. Cash Rewards are awarded in the form of a statement credit, U.S. Bank Rewards Mastercard Card or a Deposit to your U.S. Bank business checking, savings or money market account. Mastercard Reward Cards are issued by U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.
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2 An annual bonus equal to 25% of your prior year's Cash Rewards, up to a maximum of $250, will be awarded following your Cash Rewards enrollment anniversary date. Full details will be provided when you become a cardmember.
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3 $200 cash back will be credited to your account when you are approved for the U.S. Bank Business Edge Cash Rewards card and after net purchases totaling $1,000 or more are made to your account in the first 90 days of account opening. Please allow 8-10 weeks after you have met the spend requirement for your cash back to be credited to your Account. Cash Rewards may be redeemed as a statement credit, U.S. Bank Rewards Card, or deposit to another U.S. Bank account. Offer may not be combined with any other offer. Each card meeting the spend requirements will earn cash back. Spend on multiple cards may not be combined to meet the requirement.
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4 The introductory rate does not apply to balance transfers and cash advances or advances as defined in the Cardmember Agreement. The rate will end early and increase to the APR for Purchases or to a Penalty Rate APR if you make a late payment, make a payment that is returned or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.
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5 Eligible U.S. Bank Business Rewards Card Accounts will earn bonus rewards beginning in the month enrolled. Bonus rewards will be earned on net transaction volume (net means non-cash purchases from the business's customers less credits/returns) processed through U.S. Bank. Card not present and electronic check transactions will qualify for bonus rewards. Other non-swipe transactions including cash and non-electronic forms of checks do not qualify. Eligibility Requirements: Offer is limited to the Authorized Officer of a Business Edge Cash Rewards Card, a Business Edge Select Rewards Card, a FlexPerks Business Edge Travel Rewards Card, a Business Edge Charge Card, a U.S. Bank Community Cash Rewards Card, a U.S. Bank Company Cash Rewards Card or a Patterson Business Edge Rewards Card whose business also holds a U.S. Bank Payment Solutions account. Enrollment is required at www.usbankbusinessrewards.com. Errors or misrepresentations entered into the online Enrollment Form may delay or void the Offer. Bonus rewards will be applied to the Authorized Officer's Business Rewards Card Account. Please allow 3-8 weeks after month end for rewards to appear on your Business Rewards Card Account billing statement. Bonus rewards earned for payment processing will be capped at 20,000 Points/FlexPoints or $240 in Cash Rewards per month and are subject to the Business Rewards Card Program Rules. If your Business Rewards Card Account is not open, current and active during a billing statement, bonus rewards will not be earned for that month (active means you made a purchase, balance transfer or cash advance transaction, and/or carried a balance). We reserve the right to change or cancel the program at any time.
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6 U.S. Bank FlexPerks Business Edge Travel Rewards cardmembers may earn additional FlexPoints for eligible purchases at merchants that are classified as: airlines, gas stations or office supply stores (each, a "Category"). You will earn FlexPoints at a rate of two FlexPoints for every $1 in eligible Net Purchases in the one Category in any given monthly billing cycle that has the highest total of eligible Net Purchases charged to your Account (the "Highest Category"). U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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7 U.S. Bank will credit your FlexPerks Business Edge Travel Rewards card account with FlexPoints as follows. For eligible Net Purchases, earn one FlexPoint for every $1. Net purchases are purchases minus credits and returns. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. FlexPoints will expire at the end of the calendar quarter, at 11 p.m. Central Time, that is five (5) years from the date on which they were earned. FlexPoints are redeemed or expire on a first-in, first-out basis, so FlexPoints you earned first are used or expire before FlexPoints you earned later.
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8 One-time 20,000 Bonus FlexPoints will be awarded when the Account Owner is approved for a new FlexPerks® Business Edge™ Travel Rewards Card and Net Purchases (purchases minus credits and returns) totalling $2,000 or more are made to the Account Owner's individual account within four months from account opening.  Please allow six to eight weeks for enrollment Bonus FlexPoints to be credited to your FlexPerks® Reward account. Account Owners are eligible to receive one-time enrollment bonus for each new FlexPerks® Business Edge™ Travel Rewards account type per Company. Existing and previous FlexPerks® Business Edge™ Travel Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks® Business Edge™ Travel Rewards Card is subject to terms and conditions of the FlexPerks® Business Edge™ Travel Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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9 The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances or advances as defined in the Cardmember Agreement. Balance transfer fees will apply. The rate will end early and increase to the APR for purchases and balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.
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