U.S. Bank FlexPerks® Business Travel Rewards Visa Card

U.S. Bank FlexPerks®
Business Edge™

Travel Rewards

Enjoy these great rewards with your Card.

$400 value when redeemed for Travel.

Kickstart your travel and earn $400 of value redeemable for airfare, hotel stays, and car rentals. Just spend $2,000 in eligible Net Purchases on your card within the first four months of account opening.1

2X FlexPoints.

Earn twice the FlexPoints in the category where you spend the most each month—either gas, office supplies or airlines, plus on cell phone expenses.2

1X FlexPoints.

In addition, earn one point for every other eligible net dollar you spend.3

Rich Point Value.

25,000 FlexPoints can be redeemed for $375 in airfare, hotel stays, car rentals and more.

Treat Yourself to In-Flight Treats.

$25 Airline Allowance offers reimbursement for up to $25 per air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade. 4

Annual Fee Credit.

Receive a credit for your $55 annual fee back to your account if $24,000 or more in net purchases posts to your company's account within your 12-month annual statement year. You may add additional cards to your account for $10/year.5

View Terms and Conditions


FlexPerks Visa CardDelta Skymiles CardChase Ink Card
World's Most Ethical Companies Award
Yes. The only U.S. bank awarded three years in a row No No
Annual Fee
$55 $0 for the first year, then $95 $95
13.74% to 24.74% 16.74%, 18.74% or 20.74% 17.49%-22.49%

2 points on gas, office supplies or airlines purchases (whichever is greater)2

2 points on charity purchases6

2 points on cell phone purchases6

1 point everywhere else4

2 miles on Delta purchases

1 mile everywhere else

3 points on travel, shipping, internet, cable, phone services and social media/search engine advertising

1 point everywhere else

Limit on Rewards
No limit No limit

3X categories earn accelerated points on up to $150,000 in combined category purchases

No limit on all other purchases

Accurate as of 3/2018 for the features shown here. Visit our Credit Card Comparison for more options.

Monthly spend and FlexPoints earning example:

If your Monthly spend is:

  • $1,500 on airlines (2 FlexPoints per eligible net dollar spent).
  • $410 on cell phone service providers (2 FlexPoints per eligible net dollar spent).
  • $2,300 in other expenses (1 FlexPoint per eligible net dollar spent).

You would earn 73,440 annual FlexPoints.

Additional features to help you manage your business.


Keep your business
purchases secure

Help protect your business from unauthorized purchases with:

  • Zero fraud liability7
  • Chip technology.
  • 24/7 fraud monitoring.

24/7 Dedicated Service

Here when you need us

Running a business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.

Card Controls

Spending Controls
and Efficiency

Customize your employees’ business credit card to control where, when and how your employees use them.

  • Set controls by time, place, and dollar amount
  • Customize payment due dates
  • Set up account alerts and interest-saving tools

Online reporting

Track your spending

Free online tool that provides instant access to reporting that is designed to give you a more clear picture of your credit card spending.

Accept payments

Accept all payment types

Enable your customers to pay with credit and debit cards, along with mobile wallets, like Apple Pay® and Paypal®.

Two ways to earn

Encore Relationship Rewards

The only bank that rewards you for taking payments and making purchases. Learn more about Encore Relationship Rewards.

U.S. Bank offers businesses a comprehensive line of products and services, such as cash flow management, payment processing, remote deposit and much more. To learn more, visit your local U.S. Bank branch to talk with a business banker.

U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

"World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

©2018 U.S. Bank

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

1 One-time 26,667 bonus FlexPoints will be awarded when you are approved for a new FlexPerks Business Edge Travel Rewards Card and eligible Net Purchases totaling $2,000 or more are made to your account within four months from account opening. Net purchases are purchases minus credits and returns. Redemption value of $400 is based on redeeming FlexPoints for travel categories such as airfare, hotel stays & car rentals. Value may vary depending upon redemption category. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus FlexPoints to be credited to your FlexPerks account. Account Owners are eligible to receive a one-time enrollment bonus for each new FlexPerks Business Edge Travel Rewards account type per Company. Existing and previous FlexPerks Business Edge Travel Rewards accounts do not qualify for bonus FlexPoints for a similar account type. One-time bonus FlexPoints do not apply toward account upgrades. Use of the FlexPerks Business Edge Travel Rewards card is subject to terms and conditions of the FlexPerks Business Edge Travel Rewards Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.
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2 U.S. Bank FlexPerks Business Edge Travel Rewards cardmember may earn additional FlexPoints for eligible net purchases at merchants that are classified as: airlines, gas stations or office supply stores (each, a "Category"). You will earn FlexPoints at a rate of two FlexPoints for every $1 in eligible net purchases in the one Category in any given monthly billing cycle that has the highest total of eligible net purchases charged to your Account (the "Highest Category"). U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.
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3 U.S. Bank will credit your FlexPerks Business Edge Travel Rewards card account with FlexPoints as follows. For eligible Net Purchases, earn one FlexPoint for every $1. Net purchases are purchases minus credits and returns. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. FlexPoints will expire at the end of the calendar quarter, at 11 p.m. Central Time, that is five (5) years from the date on which they were earned. FlexPoints are redeemed or expire on a first-in, first-out basis, so FlexPoints you earned first are used or expire before FlexPoints you earned later.
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FlexPerks Business Edge Travel Rewards Cardmembers may receive up to a $25 airline allowance with each redeemed airline award travel ticket. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Business Edge Travel Rewards card with the airline carrier providing award travel flight. "Qualified Purchases" are any purchases made with your FlexPerks Business Edge Travel Rewards card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. Cardmembers must call Cardmember Services at 800.374.7979 to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the cardmember will receive a statement credit within 4-6 weeks for the amount of the qualified purchase, up to $25. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.

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5 The FlexPerks® Business Edge™ Travel Rewards Card annual fee is $55 per year for Account Owners and $10 per year for Authorized Employees. FlexPerks® Business Edge™ Travel Rewards Cardmembers who spend $24,000 or more in eligible Net Purchases that post to the Company's account within their 12-month annual statement year will have their $55 Account Owner annual fee and each additional $10 Authorized Employee annual fee credited back to their account.
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6 FlexPerks Business Edge Travel Rewards Cardmembers will earn FlexPoints at a rate of two (2) FlexPoints for every $1 in eligible Net Purchases during the current month’s billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. In addition, for any cellular services provider merchant, U.S. Bank FlexPerks Business Edge Travel Rewards Cardmembers will be awarded FlexPoints at the rate of two (2) FlexPoints for every $1 in eligible Net Purchases during each billing cycle. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases will qualify.
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7 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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