U.S. Bank Business Edge™
Select Rewards Card
Choose Your 3X Points Category
Including shipping, advertising, utilities, office supplies, telecom and professional services.
Including gas, service, tires, tolls, dealerships, car washes and repairs.
Travel and Entertainment
Including airlines, auto rental, hotels, restaurants and travel agencies.
20,000 Bonus Points
Earn 20,000 extra points when you spend $1,000 in the first 90 days after opening your account.1
0% Intro APR
No Annual Fee
No annual fee and free employee cards.
|World's Most Ethical Companies Award|
|World's Most Ethical
|Yes. The only U.S. bank awarded three years in a row||No||No|
|Choice of Bonus Category|
|Choice of Bonus Category||Choose your 3X points category: day-to-day expenses, automotive or travel and entertainment||No choice||Choice of Cash Back Advantage or Reward Points|
|Balance Transfer Fee|
|Balance Transfer Fee||3% of transaction amount or $5 minimum||4% of transaction amount or $10 minimum||5% of transaction amount or $10 minimum|
3 points on day-to-day expenses, automotive or travel and entertainment, depending on the bonus category you choose
1 point everywhere else
2 points at gas stations, restaurants and office supply stores
1 point everywhere else
1.5% for every $1 spent on net purchases
|Limit on Rewards|
|Limit on Rewards||No limit||No limit||
|Accurate as of 03/2017 for the features shown here.|
Monthly spend earning example:
If your Monthly spend is:
- $1,200 on day-to-day expenses (3 points per eligible net dollar spent).
- $625 on Travel and entertainment (1 point per eligible net dollar spent).
- $750 on Automotive (1 point per eligible net dollar spent).
- $450 on All other expenses (1 point per eligible net dollar spent).
You would earn 65,100 annual points.
Additional features to help you manage your business.
Keep your business
Protect your business from unauthorized purchases with:
- Zero fraud liability3
- Chip technology
- 24/7 fraud monitoring
24/7 Dedicated Service
Here when you need us
Running a small business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.
Customize your employees’ business credit card to control where, when and how your employees use them.
- Set controls by time, place, and dollar amount
- Customize payment due dates
- Set up account alerts and interest-saving tools
Track your spending
Free online tool that provides instant access to reporting that is designed to give you a more clear picture of your credit card spending.
Accept all payment types
Enable your customers to pay with credit and debit cards, along with mobile wallets, like Apple Pay® and Paypal®.
Two ways to earn
Encore Relationship Rewards
The only bank that rewards you for taking payments and making purchases. Learn more about Encore Relationship Rewards.