U.S. Bank Business Edge™

Platinum Card

Enjoy these great rewards with your Card.

0% Intro APR

Cover your business needs with 0% Intro APR1 on purchases and balance transfers for the first twelve billing cycles, and after that a variable APR, currently 11.74% to 19.74%.

No Annual Fee

Business benefits and support, all for no annual fee and free employee cards.

Dedicated Service

24/7 dedicated service, provided by small business specialists, when you need it.

View Terms and Conditions


U.S. Bank Business Edge Platinum CardBank of America Business MastercardBank of America Business Visa Card
World's Most Ethical Companies Award
Yes. The only U.S. bank awarded three years in a row. No No
Purchase Intro APR
0% for 12 billing cycles 0% for 7 months 0% for 7 months
Balance Transfer Intro APR
0% for 12 billing cycles No introductory rate No introductory rate

11.74% to 19.74%

10.74% to 21.74%

10.74% to 21.74%

Balance Transfer Fee
3% of transaction amount or $5 minimum 4% of transaction amount or $10 minimum 4% of transaction amount or $10 minimum
Accurate as of 3/2018 for the features shown here. Visit our Credit Card Comparison for more options.

Additional features to help you manage your business.


Keep your business
purchases secure

Protect your business from unauthorized purchases with:

  • Zero fraud liability2
  • Chip technology
  • 24/7 fraud monitoring

24/7 Dedicated Service

Here when you need us

Running a small business is a 24-hour job, so our 100% domestic servicing center provides 24/7 dedicated service when you need it most.

Card Controls

Spending Controls
and Efficiency

Customize your employees’ business credit card to control where, when and how your employees use them.

  • Set controls by time, place, and dollar amount
  • Customize payment due dates
  • Set up account alerts and interest-saving tools

Online reporting

Track your spending

Free online tool that provides instant access to reporting that is designed to give you a more clear picture of your credit card spending.

Accept payments

Accept all payment types

Enable your customers to pay with credit and debit cards, along with mobile wallets, like Apple Pay® and Paypal®.

Mobile payments

Pay with your phone

Load your Edge card into your mobile device to pay securely in stores, apps and online.

U.S. Bank offers small businesses a comprehensive line of products and services, such as cash flow management, payment processing, remote deposit and much more. To learn more, visit your local U.S. Bank branch to talk with a small business banker.

U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

"World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

©2018 U.S. Bank

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

1 The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances or advances as defined in the Cardmember Agreement. Balance transfer fees will apply. The rate will end early and increase to the APR for purchases and balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.
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2 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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